2-Finance for farming
India’s rural poor are overwhelmingly dependent on agriculture as their primary source of income; the majority are marginal or small farmers, and the poorest households are landless. Credit is not the only financial service needed by small holders.
They need to save and also want to cover themselves against risks through insurance. The poor need a wide range of financial services that help them manage life cycle needs.
In this issue, we have included experiences which address some of these issues. Also, included are views of pioneers of some of these movements, and those making tremendous efforts even in mainstream institutions.
Table of contents:
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2 - 3
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4 - 5
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6 - 8written by Aloysius P Fernandez
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9 - 10written by S S Jeevan
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11 - 12written by Utkarsh V Ghate
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13 - 16written by Ravinder Reddy Ch.
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17 - 19written by S. Rama Lakshmi
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20 - 22Dr. Venkatesh Tagat, the Chief General Manager, Karnataka Region, NABARD shares the role and initiatives of this development bank in an interview with LEISA India TEAM
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23 - 24written by L H Manjunath
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25 - 26written by Ranganath Babu
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27 - 29written by Jan Douwe van der Ploeg
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30 - 30written by Prasanth
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31 - 31
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32 - 32written by L. Narayana ReddyBefore 1970, in rural India, borrowing money was a shameful act. In 1971, I borrowed Rs. 5000 from a rich family from my neighbouring village as a goodwill loan without any interest.
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33 - 33
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34 - 34
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35 - 36Community empowerment is a driving force to motivate rural people for conservation efforts. Access to knowledge and financial resources are basic requirements for the community to translate their acquired knowledge and skills into practices that lead to their well being. The CBM fund is used as a mechanism to achieve the twin goal of biodiversity conservation and livelihood improvements in Western Tarai regions of Nepal.

