金融服务在农民的生产生活中发挥着重要作用，是理想转变为现实的关键因素之一，为此很多组织实施了金融项目，为农民提供信贷。然而，他们发现，在偏远的村子里为小农户们提供这些服务时面临着很多困难，实践摸索表明，要想效果好，除了信贷之外，还应有“怎样有效使用贷款”配套培训等才行。结果显示，尽管信贷的数额不大，但是在生产中发挥的效果是明显的。本文将布基纳法索（Burkina Faso）取得的经验进行介绍。
Helping credit do its job- 在非洲，农村信贷发挥了极为重要的作用
Written
by
Salibo Somé
Providing financial services is one of the key elements that can help farmers put their ideas into practice. Various organisations are involved in finance programmes, providing credit. Many of them, however, find it difficult to operate in distant villages, and to provide these services to small-scale farmers. Experience has shown that the provision of credit needs to be complemented with additional efforts – such as training on how to efficiently use the money which is made available. But the provision of credit can have very positive results, even if on a small scale. Some encouraging results have been seen in Burkina Faso, that may work in other settings as well.
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