Local resources in Indonesia
I read the editorial article, and in our case, we prefer to 'mobilize' local resources. We here have UBSP (Usaha Bersama Simpan Pinjam - Saving Loan Units), and they all run on their own funds. What we provided are trainings, follow up visits, advices, etc. Gradually the saving becomes bigger! What we worry about when giving the saving units money from outside is just like "pouring too much water into a small half-full glass", this would cause a great damage even to the glass (group) itself.
Our groups have managed to collect enough money for their 'capital'. Very often we see that the problem is when you have no money and when you have too much money but you are not really having good plan how to use it wisely.
I am just sharing what we see at our farmer groups here in Manggarai, Flores.
Ayo Indonesia Foundation - Flores Organization for Rural Development, Indonesia